Before You Sign Your Renewal, Let’s Review It
A quick conversation could clarify your options.
A quick conversation could clarify your options.
Access more than one option.
Adjust term or amortization.
Explore refinancing if needed.
If your situation has changed, refinancing may be worth reviewing. We’ll assess penalties and long-term impact before recommending anything.
- Heather Drayton
- Sandy Gerencer
- Jackie Ferguson
Yes. When your mortgage term ends, you are not required to stay with your current lender. Many homeowners choose to compare options at renewal to ensure their next term better aligns with their goals. A renewal review allows us to evaluate competitive options and structure your mortgage appropriately before signing anything.
Not automatically. Renewal offers are often sent for convenience, but they may not reflect the most competitive or flexible option available. A quick review can provide clarity and help ensure your next term is structured in a way that supports your financial plans.
In many cases, yes. Refinancing early may involve a penalty, but depending on the potential savings or restructuring benefits, it can still make financial sense. Before recommending anything, I calculate the costs and compare them against the long-term impact so you can make an informed decision.
No. A mortgage review is simply a conversation about your options. There is no obligation to move forward, and the goal is to provide clarity before you make a decision.
Fill out this form and we'll be in touch within 24 hours!
No obligation, just clear straightforward advice.
Have a quick question? Give me a call at (403) 586-4822
