Uncertainty is everywhere right now—rate changes, inflation, housing demand—and it’s leaving many Albertans wondering what to do next with their mortgage. Whether you're up for renewal, considering refinancing, or choosing between fixed and variable rates, this guide will help you make confident, informed decisions.
In recent years, variable rates were a top choice. But with the rate hikes we’ve seen, many homeowners are feeling burned and hesitant to commit either way.
Here’s what I tell my clients:
But here’s the thing: your financial goals and life circumstances matter more than trends. That’s where personalized advice comes in.
Refinancing can feel like the smart move—lower your payments, access home equity, or consolidate debt. But in this rate environment, timing is everything. I’ll help you weigh:
There’s no one-size-fits-all answer. But I’ll walk you through the math so you can make the right call.
When your lender sends a renewal notice, it may seem easier to just sign and move on. But often, you’re leaving money on the table.
I work with 40+ lenders to compare rates and products, so you don’t have to. And best of all? My services are completely free to you.
You’re not alone. Many Albertans are finding their current payments hard to manage. If you're feeling the squeeze, we can explore:
Even if you're just curious what's possible, I’m here to walk you through your options.
I’m not a bank—and that’s a good thing. I work for you, not the lenders.
There’s no obligation to apply. Just clear, friendly advice based on your goals, not what’s trending in the headlines.
If you have more questions, or would like assistance with planning your mortgage, please reach out to me today!
