Buying, refinancing or looking for flexible mortgage solutions in Calgary and the surrounding metro region? I work with over 40 lenders to secure competitive mortgage rates and terms tailored to your financial goals. Whether you’re purchasing in downtown Calgary, suburban communities like Airdrie and Okotoks, or a rural acreage in Foothills County, I provide expert guidance through the entire process.
Calgary’s real estate market offers something for everyone, from downtown condos to family homes in neighbourhoods like Evanston and Seton. Prices have remained relatively stable compared with other Canadian cities, though they’re influenced by the local job market and energy sector. Detached homes on the west side (e.g., AspenWoods) command higher prices, while emerging areas such as Livingston and Mahogany offer more affordable options.
Beyond your down payment, budget for legal fees, inspections and appraisals, property tax adjustments and title insurance. Calgary’s property tax rates vary by neighbourhood and are recalculated annually. I’ll provide a clear estimate of these costs upfront so there are no surprises on closing day.
Calgary buyers can benefit from national and provincial programs: the Home Buyers’ Plan lets you borrow up to $35,000 from an RRSP for a down payment, while the CMHC First‑Time Home Buyer Incentive offers a shared‑equity loan to reduce monthly payments. There are also niche programs for energy‑efficient homes and municipal property tax deferrals for seniors. I’ll help you explore these options and determine if you qualify.
Curious about fixed vs. variable mortgages, how the prime rate affects payments or how amortization works? Instead of re‑reading a lengthy primer here, visit my Mortgage Guide for a full breakdown of rates, terms, approval steps, FAQs and a step‑by‑step how‑to. Once you’re up to speed, come back here for Calgary‑specific insights and next steps.
I provide expert mortgage services across the Calgary Metro area, including these communities:
As Alberta’s largest city, Calgary offers a diverse housing market, from downtown condos to family-friendly neighborhoods like Evanston, Seton, and Silverado. Whether you're a first-time homebuyer, looking to refinance, or need a mortgage for a luxury property in Aspen Woods, I can help find the right financing options for your needs.
Located just north of Calgary, Airdrie is one of Alberta’s fastest-growing cities. Known for its family-oriented communities like Cooper’s Crossing and Bayside, Airdrie offers more affordable housing than Calgary, making it a top choice for homebuyers. If you're self-employed or need flexible mortgage solutions, I can help you secure the right financing for your new home.
Just east of Calgary, Chestermere is a growing city built around a beautiful lakeside community. Whether you're buying a waterfront home, refinancing, or need a self-employed mortgage solution, I’ll help you explore financing options tailored to Chestermere's market.
A charming town just south of Calgary, Okotoks combines small-town living with quick access to the city. It's a great choice for families, with excellent schools and scenic neighborhoods like Cimarron and Mountainview. If you’re looking to purchase, refinance, or invest in property in Okotoks, I’ll guide you to the best mortgage options.
Nestled in the foothills, Cochrane offers stunning mountain views and a mix of urban and rural living. If you’re purchasing an acreage or need rural mortgage financing, I specialize in securing mortgages for non-traditional properties.
A quiet, family-friendly town east of Calgary, Strathmore offers affordable housing and growing communities. If you're looking to buy, refinance, or invest in Strathmore, I can help you secure a mortgage with competitive rates and flexible terms.
Looking for a home outside city limits? I help buyers secure financing for rural properties and acreages.
Rural & Acreage Mortgage Solutions →Whether you're a first-time homebuyer or upgrading, I help secure the right mortgage for your dream home.
Home Purchase Mortgage Solutions →Renovating? I offer mortgage solutions for major home upgrades and home equity loans.
Home Improvement & Home Equity Loans →Lower your mortgage rate, access equity, or consolidate debt with a strategic refinancing plan.
Refinancing Mortgages & Renewals →Going through a separation can be stressful, but your mortgage doesn’t have to be. I can help you navigate spousal buyout options, ensuring a smooth transition while keeping your financial future secure.
Divorce & Spousal Buyout Solutions →Building wealth through real estate? Whether you're purchasing your first rental property or expanding your portfolio, I’ll help you find the right mortgage with competitive terms to maximize your investment potential.
Investment Solutions →If you're new to Canada, getting a mortgage might seem overwhelming. I specialize in helping newcomers qualify for home financing, even without a Canadian credit history.
Newcomer Mortgage Solutions →Building your dream home? I offer mortgage solutions for new construction to secure your new home.
Construction Mortgage Solutions →No traditional income documentation? I specialize in self-employed mortgage solutions for business owners.
Self-Employed Mortgages →New to homeownership? Explore tailored mortgage solutions for first-time buyers in Alberta. Get expert guidance, low down payment options, and support every step of the way.
First Time Home Buyer Solutions →No matter where you're buying in Calgary or the surrounding region, I’m here to help you find the best mortgage.
Contact me today to get started!
Ready to explore mortgage options in Calgary, Airdrie, Chestermere, Okotoks, Cochrane or Strathmore? Contact me for a free consultation or apply online to get pre‑approved. We’ll review your situation, connect you with the right lenders and ensure your financing aligns with your goals.
